Concerned Man - Annuities Quotes - How to Determine the Rate and Payments

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Annuities Quotes - How to Determine the Rate and Payments

 

Annuities Quotes

Investors seeking annuities quotes are typically seeking either to find a fixed annuities quote or the monthly payments they can receive on an immediate annuity.  Let’s deal with each of these and where you can find this annuity quotes.

On deferred fixed annuities (where you make a deposit and interest accumulates), there are many Internet sources that publish rates for a select group of fixed annuities.  These sources include insure.com, AnnuityNet.com, AnnuityScout.com.  These annuity investment quotes will provide you information on various fixed annuities including the interest rate, how long the rate is guaranteed, the term and any special provisions such as bonus rates.

Regarding immediate annuities, the immediate annuity quote is not expressed as an interest rate but rather as the monthly payment you receive for a given investment.  For example, at a site like immediateannuities.com you enter your age, your state and your investment amount and the annuity calculator displays income quotes--the amount you will receive per month.  This site shows an average of sixteen insurance companies so to find the immediate annuity quotes for individual companies we recommend Comparative Annuity Reports.  Although this is a printed publication, they typically allow you to download the most recent edition so in effect you have annuity quotes online.

If you encounter a site that provides annuity quotes but first has you enter personal information (your name, etc), this is likely a site where the annuity quote will not be immediate and you will get a call from an annuity agent.  Sites that provide annuity quotes online will typically ask only your age and other non personal information such as the investment amount.

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